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Real Estate
Investment Loans

The perfect real estate investment loan already exists – stop searching

The perfect real estate investment loan already exists – stop searching

Fix & Flip

Haus Lending fix and flip credit lines provide you with a reliable funding source to purchase new properties or refinance existing investments.

Fix & Flip

  • Residential (1-4 Units)
  • Rates Starting at 7.95%*
  • Loan Amount: $50K - $25M
  • Max Loan to Cost - 90% of Purchase
    Price & 100% of Rehab Costs
  • Max Loan to ARV - 75%
  • Term Length - Up to 18 Months
  • Recourse - Full Recourse
Apply for loan

Multifamily

Leading real estate loan lender for small balance multifamily investment properties, offering extensive debt solutions through a vertically-integrated, national lending platform.

Multifamily

  • Residential 5+ Units
  • Rates Starting at 6.49%*
  • Loan Amount - $500,000+
  • Loan Types - Interest Only | Fixed/
    Adjustable Rate Mortgage Options
  • Max Loan to Stabilized Value - 75%
  • Up to 24 Months + Two 6-Month Ext.
Apply for loan

Rentals

Our real estate investment loan products are flexible to meet the needs of different rental property investors allowing you to access long-term financing at a fixed rate.

Single family

  • Rates: Starting at 3.75%*
  • Single Family/2-4 Unit/Townhomes/ PUD/ Warrantable Condos
  • Loan: $75,000 - $2,000,000
  • Types: 30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
  • Term Length: 30 Years
  • Min Guarantor FICO: Mid-Score of 680
Apply for loan

rental Portfolios

  • Rates: Starting at 3.75%*
  • Single Family/2-4 Unit/Townhomes/ PUD/Warrantable Condos
  • 5-20 Unit Properties allowed up to
    15% of Loan Amount
  • Loan: $150,000 - $50,000,000
  • 5, 10 & 30-yr Fixed Rate Mortgage
    5/1, 7/1, 10/1 Hyrbid ARMs
    (Partial IO or Fully Amortizing)
  • Term Length: 5, 10 & 30 Years
Apply for loan

MULTIFAMILY TERM

  • Rates: Starting at 4.49%*
  • 5+ Unit Residential Properties
    Eligible Mixed Use
  • Loan: $500,000 - $5,000,000
  • Max Loan to As-Is Value: (subject to min FICO)
    Purchase/Rate-Term Refinance: 75%
    Cashout Refinance:
    • 75% (Loans<=$3MM)
    • 70% (Loans>$3MM)
  • Term Length: 30 Years
Apply for loan

Ground Up

Haus Lending offers new construction loan financing that provides builders with a straightforward, common-sense lending program

Ground up

  • Residential 1-4 Units
  • Rates Starting at 7.95%*
  • Loan Amount - $50K - $2M
  • Max Loan to Cost (Land) 50% | 65% of Purchase (Land | Permitted Projects)
    100% of Rehab Costs
  • Max Loan to Cost (Total) - 85%
  • Max Loan to ARV - 75%
  • Term Length - Up to 18 Months
  • Recourse - Full Recourse
Apply for loan
Over $3 Billion in loans for Real Estate Investors
Check out our brochure
Over $3 Billion in loans for
Real Estate Investors
Check out our brochure

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Secure Your Real Estate Loan Today!
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Fix & Flip

  • Fix and Flip Residential
    (1-4 Units)
  • Rates Starting at
    7.95%*
  • Loan Amount:
    $50,000 - $25,000,000
  • Maximum Loan to Cost
    90% of Purchase - 100% of Rehab Costs
  • Max Loan to ARV
    75%
  • Term Length
    Up to 18 Months
  • Recourse
    Full Recourse
Apply for loan

MULTIFAMILY BRIDGE

  • Small Balance Multifamily Residential
    (5+ Units)
  • Rates Starting at
    6.49%*
  • Loan Amount:
    $500,000+
  • Loan Types :
    Interest Only | Fixed/Adjustable Rate Mortgage Options
  • Maximum Loan to Cost
    - Purchase Loans: 80% of Purchase/As-is Value + 100% of Rehab Costs
    - Refinance Loans: 75% of As-is Value + 100% of Rehab Costs
  • Maximum Loan to Stabilized Value
    75%
  • Term Length
    Up to 24 months + Two 6-month Ext.
  • Recourse
    - Loans<=$2MM: Full Recourse
    - Loans > $2MM: Full Recourse or Limited Recourse with bad-boy carveouts Completion Guaranty/Reserve Replenishment Guaranty when applicable
  • Minimum Guarantor FICO
    Mid-Score of 680
Apply for loan

single family

  • Single Family Rentals
  • Rates Starting at
    3.75%*
  • Property Types
    Single Family/2-4 Unit/Townhomes/ PUD/Warrantable Condos
  • Loan Amount:
    $75,000 - $2,000,000
  • Loan Types :
    30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
  • Term Length
    30 Years
  • Maximum Loan to Costh
    - If Owned <6 months, 80% of Total Cost Basis
    - If Owned between 6 and 9 months, additional 5% haircut on Max Eligible LTV
  • Maximum Loan to As-Is Value (subject to minimum FICO)
    - Purchase/Rate-Term Refinance: 80%
    - Cashout Refinance: 75%
  • Minimum Debt Service Coverage Ratio
    1.20x (Gross Rent/PITIA)
  • Recourse
    Full Recourse Only
  • Minimum Guarantor FICO
    Mid-Score of 680
  • Lease Requirements
    - Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
    - Unleased Units: 90% of Market Rent (Purchase Loans only)
Apply for loan

RENTAL PORTFOLIOS

  • Rental Portfolios
  • Rates Starting at
    3.75%*
  • Property Types
    - Single Family/ 2-4 Unit/ Townhomes/ PUD/ Warrantable Condos
    - 5-20 Unit Properties allowed up to 15% of Loan Amount
  • Loan Amount:
    $150,000 - $50,000,000
  • Loan Types :
    30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
  • Term Length
    5, 10 & 30 Years
  • Maximum Loan
    - If Owned <3 months, 80% of Total Cost Basis
    - If Owned between 3 and 6 months, additional 5% haircut on Max Eligible LTV
  • Maximum Loan to As-Is Value (subject to minimum FICO)
    - Purchase/Rate-Term Refinance: 80%
    - Cashout Refinance: 75%
  • Recourse
    Non Recourse with "bad-boy" carveouts and Pledge of Equity of Borrowing Entity
  • Minimum Guarantor FICO
    Mid-Score of 680
  • Lease Requirements
    Minimum Occupancy Rate of 90% by Unit Count
Apply for loan

MULTIFAMILY TERM

  • Multifamily Term
  • Rates Starting at
    4.49%*
  • Property Types
    - 5+ Unit Residential Properties
    - Eligible Mixed Use
  • Loan Amount:
    $500,000 - $5,000,000
  • Loan Types:
    30-yr Fixed Rate Mortgage, OR
    5/1, 7/1, 10/1 hybrid ARMs
    (Partial IO or Fully Amortizing)
  • Term Length
    30 Years
  • Maximum Loan to Cost
    If Owned <3 months, 80% of Total Cost Basis If Owned between 3 and 6 months, additional 5% haircut on Max Eligible LTV
  • Maximum Loan to As-Is Value
    (subject to minimum FICO)
    - Purchase/Rate-Term Refinance: 75%
    - Cashout Refinance: 75% (Loans<=$3MM) 70% (Loans>$3MM)
  • Minimum Debt Service Coverage Ratio (Net Cash Flow/Debt Service)
    1.25x
  • Recourse
    Full Recourse or Non Recourse with
    bad-boy carveouts and Pledge of Equity
  • Minimum Guarantor FICO
    Mid-Score of 680
  • Lease Requirements
    Minimum Occupancy Rate of 90% by Unit Count
Apply for loan

GROUND UP

  • Ground Up Construction Residential
    (1-4 Units)
  • Rates Starting at
    7.95%*
  • Loan Amount:
    $50,000 - $2,000,000
  • Maximum Loan to Cost
    50% | 65% of Purchase (Land | Permitted Projects)100% of Rehab Costs
  • Maximum Loan to Cost (Total)
    85%
  • Max Loan to ARV
    75%
  • Term Length
    Up to 18 Months
  • Recourse
    Full Recourse
Apply for loan