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Haus Lending Logo
1-877-GO-4-HAUS
Get Started
Haus Lending Logo
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Rental Portfolios

Our rental property loan products are flexible to meet the needs of different rental property investors, allowing you to access long-term financing at a fixed rate for one property or many.
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A full suite of products for all rental property financing needs

Fast Financing For a Fast-Paced Market
Haus Lending is here to simplify the rental property space. With a variety of property types, extensive financing options, nationwide funding (including multi-state portfolios), and a wide range of rental property loan programs, we look at the full picture.
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Rental Portfolios

  • Rental Portfolios
  • Property Types
    Single family, 2-4 units, townhomes, PUD, warrantable condos
    5-8 Unit Properties allowed up to 15% of Loan Amount
  • Loan Amount:
    $250,000 - $50,000,000
  • Loan Types :
    30-yr Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • Maximum Loan to Stabilized Value
    75%
  • Term Length
    5, 10 & 30 Years
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FAQs

What is the Rental Property Loan program for?

The Rental Property Loan program provides long term financing for property investors who are looking to fund between 5-20 properties in their portfolio.

How does the Rental Property Loan program work?

Our flexible Rental Property loans provide the financing investors need for a variety of different projects. With flexible terms between 5 and 30 years, and up to $50 million in funding, the Haus Rental Portfolio program is tailored to each individual for a seamless experience.

What makes the Haus Rental Property program different?

Haus’ Rental Property program is a common-sense option for the long-term financing you need. We’re here to help you, and that’s why we offer flexible term lengths and funding options to keep you moving.
Over $8 Billion in loans for Real Estate Investors
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Over $8 Billion in loans for
Real Estate Investors
Check out our brochure

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Secure Your Real Estate Loan Today!
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RENTAL PORTFOLIOS

  • Rental Portfolios
  • Property Types
    Single family, 2-4 units, townhomes, PUD, warrantable condos
    5-8 Unit Properties allowed up to 15% of Loan Amount
  • Loan Amount:
    $250,000 - $50,000,000
  • Loan Types:
    30-yr Fixed Rate Mortgage (Fully Amortizing)
    5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • Term Length
    5, 10 & 30 Years
  • Max LTC
    80% if owned < 3 months
    No limit if owned > 3 months
  • Max LTV:
    Purchase/rate term refi: 80%
    Cash-out refi: 75%
  • Minimum Debt Service Coverage Ratio:
    For portfolios with <=$2mm AND <=10 properties: 1.10x (Gross Rent/PITIA)
    For all other portfolios: 1.20x (Net Cash Flow/Debt Service)
  • Recourse
    Non Recourse with "bad-boy" carveouts and Pledge of Equity of Borrowing Entity
  • Minimum Guarantor FICO
    Mid-Score of 680
  • Lease Requirements
    Minimum Occupancy Rate of 90% by Unit Count
    - Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
    - Unleased Units: 90% of Market Rent (Purchase Loans only)
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