Why Choose Haus Lending? Faster, Simpler Process, and More Competitive Rates
Real estate investors received a dose of disappointing news to kick off the second quarter,
after Fannie Mae announced that it is tightening underwriting criteria for second homes and
investment properties. New eligibility standards require that loans for these properties must:
● be underwritten using the Desktop Underwriter (DU) tool ● receive a DU approve/eligible recommendation, and ● be delivered as a DU loan.
The immediate upshot of the tighter standards, which went into effect April 1, has been to
inflate bank rates on Fannie Mae loans for second homes and investment properties, as well
as make them more difficult and time-consuming to close.
Luckily, Haus Lending offers a better alternative for real estate investors.
Simplified (and potentially cheaper) loans for investment properties
The tightened standards at Fannie Mae mean that our loan rates are now more competitive
than ever. On top of that, there are three compelling advantages that Haus Lending offers:
1. Simplified eligibility. Our approval process is easier and friendlier compared to that of banks and Fannie Mae. Haus Lending works with you to get to the finish line, with more flexible credit standards and a more supportive process. We’re looking for reasons to say “Yes!”
2. Faster turnaround. Getting loans through banks can often be a slow and cumbersome process. In contrast, Haus Lending cuts out the bureaucratic delays and
offers streamlined approvals and closing that get your money to you quicker and without hassles.
3. Enhanced customer service. Haus Lending provides personalized concierge service, with your own dedicated professional loan specialist to guide you from underwriting to
Contact us – we love partnering with real estate investors
With rates forecast to potentially rise even more, there’s no time to waste. We’re excited about
working with real estate investors to make flips and residential construction projects happen.
Email us at email@example.com to learn more about how you can benefit (and save big) from our faster, simpler process and higher level of support for your real estate projects.
*Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.
**Leverage advertised is the highest offered. Actual leverage and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.
***At this time, we are unable to lend in Minnesota, North Dakota, South Dakota, Utah, and Vermont.
Haus Lending is an affiliate of Loan Funder LLC, which is licensed as a California Finance Lender under Department of Business Oversight License 60DBO-69051. Arizona Commercial Mortgage Banker License 1002735. Florida Mortgage Lender Servicer License MLD1778. Nevada Mortgage Company (License #5100) (Loan Funder LLC) North Carolina Loan Broker Registration Filing 315. Oregon Mortgage Lending License ML-5855. NMLS Company ID 1804080. West Virginia State Tax Department, Account #2410-0931 (Loan Servicer LLC).
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