Stabilized Bridge

Haus Lending’s new Stabilized Bridge loans provide you with more flexibility for your investment properties.

Flexible short term loans for stabilized properties

Fast Financing For a Fast-Paced Market

As the market changes, so do we! Haus Lending continues to adapt to the ever-changing rental market. With our newly developed bridge financing options on properties nationwide, our team will find the best option to reach your investment goals.

Purchase

For borrowers who are seeking a quick close bridge loan to purchase rental properties that do not need renovations
Max LTC
Subject to LTV Limits
85%
Max LTV
Subject to LTC Limits
70%
Cash Out Allowed
N/A
Minimum DSCR
Minimum in place DSCR of 1.00x based on IO bridge loan payment.
Minimum exit DSCR of 1.10x based on 30yr FRM and current lender rate + 50 bp

Seasoned Refinance

For borrowers with rent-ready properties that have been owned for more than 12 months, do not have deferred maintenance, and are looking for cash out (value based underwrite)
Max LTC
N/A
Max LTV
70%
Cash Out Allowed
N/A
Minimum DSCR
Minimum in place DSCR of 1.00x based on IO bridge loan payment.
Minimum exit DSCR of 1.10x based on 30yr FRM and current lender rate + 50 bp

Non-Seasoned Refinance

For borrowers with rent-ready properties that have been owned for less than 12 months and do not have deferred maintenance
Max LTC
Subject to LTV Limits
85% +100% of completed renovations
Max LTV
Subject to LTC Limits
70%
Cash Out Allowed
Follow LTC guidelines
Minimum DSCR
Minimum in place DSCR of 1.00x based on IO bridge loan payment.
Minimum exit DSCR of 1.10x based on 30yr FRM and current lender rate + 50 bp

FAQs

What is the seasoning period for stabilized bridge loans?

We can refinance properties at any time, but the loan is structured based on the as-is value only after 12 months after the property was purchased.

Are vacant properties accepted?

Yes, vacant properties that are rent ready are eligible within this program. The in-place DSCR calculation will be based on the market rent.

Over $8 Billion in loans for Real Estate Investors

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Over $8 Billion in loans for
Real Estate Investors