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Haus Lending Logo
1-877-GO-4-HAUS
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Multifamily Term

Our suite of rental loan products includes expanded multifamily and larger units, financed and underwritten with our common sense and flexible guidelines.
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The widest selection and variety of real estate rental loan products

Fast Financing For a Fast-Paced Market
Haus Lending is here to simplify the rental property space. With the widest selection of property types, extensive financing options, nationwide funding (including multi-state portfolios), and a wide range of rental property loan programs, we look at the full picture.
Sketch of apartment buildings - Haus Lending

Multifamily Term

  • Multifamily Term
  • Property Types
    5-8 Unit Residential Properties
  • Loan Amount:
    $250,000 - $3,000,000
  • Max LTV
    Purchase/Rate-Term Refinance: 70% Cashout Refinance: 70%
  • Term Length
    30 Years
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FAQs

What does the Multifamily Term loan program finance?

The Multifamily Loan Program is perfect for small-balance residential properties with 5-8 units. With the minimum loan amount $500,000 and competitive rates, it is perfect for rehabbing a multifamily property.

What kind of loans are available through the program?

For general loans, Haus Lending covers up to 80% of the as-is value and 100% of the rehab costs. For refinancing, Haus Lending covers 75% of the as-is value and 100% of the rehab costs. Whether you’re starting a new project or giving new life to an old one, Haus Lending has your back.

Why the Haus Multifamily Term program?

It’s simple — Haus is designed to make financing your projects easy and efficient. With loan terms on Multifamily investment projects having term lengths of up to 24 months (with two 6-month extensions), Haus offers flexibility for your projects.

Over $8 Billion in loans for Real Estate Investors
Check out our brochure
Over $8 Billion in loans for
Real Estate Investors
Check out our brochure

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Secure Your Real Estate Loan Today!
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MULTIFAMILY TERM

  • Multifamily Term
  • Property Types
    5-8 Unit Residential Properties
  • Loan Amount:
    $250,000 - $3,000,000
  • Loan Types:
    30-yr Fixed Rate Mortgage, OR 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • Term Length
    30 Years
  • Max LTC
    If Owned <3 months, 80% of Total Cost Basis If Owned between 3 and 6 months, additional 5% haircut on Max Eligible LTV
  • Max LTV
    Purchase/Rate-Term Refinance: 70% Cashout Refinance: 70%
  • Minimum Debt Service:
    1.20x - 1.40x, based on subject market classification (Top, Standard, Small, Very Small)
  • Recourse
    Full recourse or non recourse with bad-boy carveouts and pledge of equity
  • Minimum Guarantor FICO
    Mid-Score of 680
  • Lease Requirements
    Minimum Occupancy Rate of 90% by Unit Count Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent Unleased Units: 90% of Market Rent (Purchase Loans only)
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